South africa mortgages
South africa mortgages. To overcome this challenge we used two criteria. The analysis tracked the performance of two tranches of loans; those granted between January 2004 and December 2008 under the first phase of the FSC, referred to as FSC loans, and those granted between January 2009 and December 2011 referred to as Affordable Market loans. The charts below summarise the performance of these two tranches of loans relative to the rest of the market.
It is therefore not possible to track performance back to loan inception for loans granted early on. Of course, the period of review for the Affordable Market loans is much shorter. FSC loans have a higher default rate than non FSC loans prior to 2010; with a difference of up to two percentage points visible during some intervals.
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Gallery of South africa mortgages
