South africa mortgages
South africa mortgages. Presumably, this set of loans is likely to be dominated by older mortgages that are almost paid off, rather than newer low value mortgages. If anything the data highlights how important it is to examine the data by segment rather than simply exploring the average performance of the book as a whole. Sadly, published data cannot facilitate this.
The key challenge with that data is to segment loans across the market. Loan size on its own is not good enough; smaller mortgages may be granted to higher income borrowers who purchase relatively costly homes using equity from the sale of another house. Alternatively higher income borrowers who already have a primary mortgage on their property may take out a smaller secondary mortgage.
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PDF from the original on 1 February 2014. Retrieved 27 January 2014. Retrieved 12 February 2018.
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Gallery of South africa mortgages
